I probably haven't talked much about it, but I have accomplished quite a bit this year...I am slowly but surely chipping away at this facade and getting to the root of what really makes me happy. I am really getting to the root of what is important to me and doing away with the stuff that isn't. It kinda started last year when I cut off the relaxer. At that point, I started thinking about who I really am as a person.
It started with the hair. Then I started looking at my car. I thought that driving luxury brand cars would make me happy. They don't. I am just as happy driving my Accord as I am the BMW. Also, my savings account thanks me for a car with affordable service and higher fuel efficiency.
Then I looked in my closet. At the very top was a collection of handbags. I didn't carry them. I didn't respect them. They meant nothing to me. I sold them to pay for my bed. Now I carry whatever. It doesn't matter. But guess what? I really enjoy sleeping in my bed. :-)
Today I completed the most significant act of this year. For the last 10 years, I have carried an American Express Gold Card. The annual fee is $150 and it is due in January. I don't like it, but I pay it because there is perceived value in the card. Perceived value?
- I like not holding balances
- I find it convenient
- Um. The points
- The purchase protection
- Karl Malden.
Every year I say, "I am not going to go down to a Green card. At least, I will save some money on the annual fees and still receive my points." I never do.
Well, today I saw that now there is a Zync card o_O. It's white. I read over the benefits. Not much difference between that and the gold card. I decided that the fees are manageable ($25 a year) and reasonable. So, I made the decision that TODAY is the day that I cancel my gold card.
Why was that hard? Why did my heart palpitate? I'm talking about moments of self-doubt.
I know...I know...It isn't the black card. Hell, it ain't even platinum. Now you know that I am complaining about the gold card fees...You KNOW that I am not going to pay $450 in annual fees. LOL
I doubt that anyone really cares what type of card I am presenting. I sincerely doubt that anyone is making any judgment on my credit purchases and what not. This conflict is clearly me. Why am I attaching so much value on this? It means nothing to me, but why do I keep holding on to it?
I canceled the Gold card. I got the Zync o_O card. I am still alive.





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